Your numbers, now. Not next quarter.
connects to your bank and your sales system, reconciles every transaction, and shows how the business is performing as the month happens.
Real product · sample data
The old way
Most owners see their numbers after the quarter closes. By then, the decisions are already made.
Waiting vs knowing
Don’t wait a quarter to talk to your accountant.
Quarterly bookkeeping
Jan
Feb
Mar
Apr
January's problems surface in April. By then, three months of decisions were made in the dark.
Jan
Feb
Mar
Apr
Transactions sync daily. Every month closes with a clear review — and you can check performance any day in between.
The methodology
Connected at the source. Reconciled every day.
Your bank and your sales system feed the books directly. Nothing is re-keyed, so nothing drifts.
Your bank, through Plaid
Checking, savings and cards sync automatically — read-only.
Your sales system
Payments flow in from the system you already run, like ShopMonkey for auto shops.
Reviewed by people
Rules label the routine. Our team reviews the rest before a month is final.
Overview
Know your profit before the month ends.
Realized profit from money actually collected, provisional profit including what's still owed — side by side, updated as transactions land.
Insights
Collections, profit and cash — explained.
See how customer payments became money in the bank, step by step, with month-over-month change.
Spending
Every dollar, by account and category.
Select any total to see the transactions behind it. Nothing is a black box.
Screens shown with sample data
Your financial AI
Meet Al. Ask your books anything.
Al is the AI built into Books. Talk to it plainly about your money. It finds the answer in your numbers and tells you what it means for the business.
Ask in plain English
No reports to build or menus to dig through. Type the question the way you'd ask your accountant.
It knows your books
Al reads your accounts, transactions, receivables and spending, so every answer is about your business.
Guidance, not guesswork
It explains why a number moved, flags what to watch, and shows the transactions behind every answer.
Al
Reading your books · read-only
- You:
Can I afford to hire another tech next month?
- Al:
Yes, with room to spare. Labor revenue has averaged $48,200 a month since June, and a new tech at your current pay rate runs about $5,900. One thing to watch: $11,400 in receivables is still open from September.
↳ Based on 412 transactions · Jun–Sep
- You:
Why was profit lower in September?
- Al:
Parts costs rose 14% while car count held steady. Most of the increase came from one vendor's brake-parts pricing. Want me to compare it with your other suppliers?
↳ Spending · Parts · Sep vs Aug
Built to be trusted with your money
- Read-only: Al can explain your money, never move it
- Answers only from your own books, behind your login and MFA
- Your financial data is never used to train public AI models
- A guide, not your CPA: tax filings still go through your accountant
See Al answer questions about a sample business, live.
Security
Bank-grade connections. Read-only by design.
Books sees your money. It can never move it.
01
Read-only bank access
Connected through Plaid with read-only products. Books can see transactions — it can never move money.
02
No bank passwords, ever
You link accounts in Plaid's hosted flow or your bank's own login. We never see or store credentials.
03
Encrypted connections
Bank connection tokens are encrypted with AES-256-GCM and only decrypted inside the sync worker.
04
Authenticator MFA
Every login requires an authenticator-app code. No exceptions for owners or staff.
05
Short sessions
Sessions expire after 15 minutes, so an unattended screen doesn't stay open.
06
Your data, isolated
Each client's records are walled off at the database level. No one sees another client's books.
Running a health practice? See how we keep patient data out of the books →
Stop waiting on the quarter.
See your business the way investors do — every month, any day.
See Books on a demo call